Lexington Law Firm
Lexington Law
Lexington Law Firm is the largest credit repair company in the nation. Learn about Lexington Law, if they are a scam, how they do credit repair, and see testimonials from former clients. See for yourself if you should sign up with Lexington Law and call for a free credit consultation if you are still not convinced.
Top 5 Credit Repair Companies
Lexington Law Firm was founded in 1991. They are the largest network of credit attorneys in the nation with 22 attorneys over 16 states including 400 paralegals and agents. They have helped over 1/2 million clients with their credit reports and have show they are the leaders in the online credit repair industry. Last year alone they removed over 1 million negative items.
The Federal Trade Commission (FTC) lists the following warning signs of a credit repair service:
- Request fees in advance
Lexington Law does not charge you in advance for any legal services. They charge you a retainer fee 15 days after they begin and then charge you on a monthly basis for work previously performed. - Don't disclose your rights
Every consumer has the right to attempt credit repair on their own. Lexington Law offers its affordable legal services to those consumers who prefer having legal professionals help them repair their credit. - Advocate "new" identities
It is illegal to create a "new" identity by applying for an Employer Identification Number (EIN) to replace your Social Security Number. File segregation is a serious crime that can result in fines or imprisonment. - Misrepresent their expertise
Claiming to have more years of experience than actually worked. The number some companies report often represent the combined years of attorney experience, not the actual length of time that the firm has been practicing. By contrast, Lexington Law has been practicing credit report repair since 1991, not just a law firm. - Imply FTC endorsement
The Federal Trade Commission does not endorse any company. If a credit repair organization implies FTC endorsement, they should not be trusted.
The Fair Credit Reporting Act was implemented allowing consumers the right to dispute negative items on their credit reports. Over the last 20 years, Lexington Law Firm has has developed this process to make disputing easier for you.
Step # 1: Get Your Credit Reports
Lexington Law can help you obtain your credit reports from the three major credit bureaus: TransUnion, Experian and Equifax.
Step # 2: Begin Legal Action
Lexington Law will help you identify what items are impacting your credit score on your credit reports and send the appropriate legal challenges and disputes.
Stage 3: Credit Score Consultation
Paralegals are available by phone or email to provide useful coaching regarding other credit score enhancing steps you can take. You can view your analysis and monitor your results, 24/7, with our easy-to-use website.
Stage 4: Follow-up and Results
With Lexington Law's 20+ years of experience to work with you on which federal statutes to leverage in order to defend your case. Clients make sure to send any response from the credit bureaus to Lexington Law Firm so they can follow up and get results.
Lexington Law Firm has thousands of testimonials received by clients over the years. Browse the video testimonials below or check out the pages of testimonials they have on their website.