The Credit Repair Goal
Credit repair is the act of improving your credit score by working on and fixing your credit. Archercredit is a group of credit experts who have put together the ultimate credit repair guide. The credit repair guide is here to help everyone learn what makes up a credit score and what anyone can do to improve it.
Credit scores are made up of five parts:
35% Payment History – Whether or not you have paid on time.
30% Debt to Credit Ratio – Your balances compared to how much credit you have available.
15% Length of Credit History – How long you have had credit.
10% Types of Credit – Which different types of credit you have.
10% Inquires – When people check your credit report or credit score.
All of these factors make up your credit score. There are things you can do to improve each area to begin the credit repair process. Everything that is listed in the credit repair guide you can do yourself, but that doesn’t mean you can’t get professional help to help you along the process.
The #1 credit repair service we recommend is Lexington Law Firm. They have helped over 500,000 clients remove negative items from their credit reports. They removed over 1 million negative items in 2009 which is an amazing statistic.
The credit repair guide is here to help you get your credit score where you want it. Check out our credit community and ask any questions you might have. We hope you can find the answers you are looking for and get the credit that you want.